UNFORTUNATELY WE ARE NO LONGER TAKING ON NEW MORTGAGE CLIENTS. WE WILL CONTINUE TO ASSIST EXISTING MORTGAGE CUSTOMERS WITH NEW FIXED RATES ETC.
From our Boston Spa, Wetherby, Yorkshire office our IFAs offer independent mortgage advice to clients across the UK.
We take the hassle out of the mortgage process. Whether residential or buy-to-let, purchase or remortgage, all you have to do is provide us with some basic information and documents. We then search the market for the best product and apply on your behalf. Best of all, for mortgages over £150,000 we don’t need to charge you anything and for mortgages below that level a £295 fee will apply, but only when we secure a full mortgage offer. Contact us to arrange an initial chat through your requirements. Please note that due to time constraints we are currently unable to help with mortgages of under £100,000, unless you simply want to move to a new fixed rate with the same lender.
If all you want us to do is move you to a new fixed rate with your existing lender, no fee is usually charged even for small mortgages.
The perfect mortgage for you is rarely the one your high street bank offers, but independent professional mortgage advice can help you find it. We will search the whole market, including many offers only available via an IFA, to find the best product for you. We provide a fast, efficient mortgage arrangement service from beginning to end.
Based in Boston Spa, Wetherby, Yorkshire we help clients across the UK buy their home or cut their mortgage payments, including:
- First time buyer mortgage advice
- Home movers and re-mortgages
- Mortgages for directors, partners and the self-employed
- Buy-to-let and let-to-buy mortgage advice
- Mortgages for applicants with a difficult credit history
- Mortgages on new build properties (please note - minimum 15% deposit required for new builds)
Please note that we don't arrange mortgages for holiday-let properties or self-build projects.
Our directors Matthew Harris and Wendy Cochran will take the time to understand your individual circumstances. We will take into account all fees and charges, allowing you to look past the headline interest rates and see the real cost of your borrowing.
The mortgage advice and application process is quick, and we deal with the boring form-filling for you. You avoid sitting through long bank telephone interviews, or being asked questions about every detail of your spending habits. We know what the mortgage companies want to hear, and how best to present your application to them. We regularly secure confirmed offers within two weeks of the initial meeting, and you get the peace of mind that comes with knowing that you have got the lowest possible monthly payment.
Customer reviews of our mortgage advice service can be found here
Please note: Your property may be repossessed if you do not keep up repayments on your mortgage.
The FCA does not regulate some forms of Buy to Let Mortgages
